🔍 Insightful Trend | Personal Loans & Changing Priorities in India 🇮🇳

Holiday on EMI?

छुट्टियाँ भी अब उधार की होने लगी हैं…

अब ख्वाबों की उड़ान है कर्ज की रफ्तार से, सैर सपाटे हो रहे हैं अब EMI के प्यार से। जिन्हें पहले सोचा था ज़रूरत के लिए, अब लोन भी चल पड़े हैं सैर-सपाटे के लिए।

In 2025, a striking shift in personal finance behavior has come to light:

27% of personal loan borrowers in India now take loans for travel and holidays — a number higher than those borrowing for home renovations or medical expenses.

What’s even more interesting:

• Millennials lead the borrowing trend, but Gen Z is rising fast.

• Smaller towns are now outpacing metros in travel loan applications — a clear sign of aspiration-driven borrowing and growing credit access across Bharat.

This reflects a fundamental change — personal finance is no longer just about “needs”, it’s about lifestyle choices too.

Caution: While travel is enriching, funding it through EMIs might not always be the wisest long-term choice.

Plan smart. Borrow wisely. Spend consciously.

Shared in public interest by

Sumit Ved and Associates| Chartered Accountants

“Your numbers. Our integrity.”

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